First of all, you’re probably asking, “What is Pick the Payment?”
Well, if you haven’t been watched TV and live in the Chicago area, you’ve probably missed their famous commercials detailing how you can get into the car that you want with the payment you want. Essentially, you “pick the payment”.
Pick the Payment TV Commercial
Check out the Pick the Payment TV Commercial below if you haven’t watch it before:
So what’s the catch?
Honestly, there doesn’t appear to be a catch. According to their Car Credit Frequently Asked Questions section, all you need to put down for an auto loan using Pick the Payment, is whatever works for your budget. They have certified professionals that work with you in finding the right payment that makes sense for you.
How long does the process take?
Depending on how long it takes for you to pick your vehicle, you can fill out their easy five minute form, chat with a live credit professional, or call them directly at 800-452-1750. They are open Monday through Saturday 9am to 9pm, so you’ll always be able to get in touch with an individual trained in dealing with bad credit and auto loans. From our experience, dealing with Pick the Payment has been a simple, no hassle process.
One of the best things that Pick the Payment offers its customers is the multiple options given to people even if they are in an unfavorable situation with their credit score. They allow co-signers in most cases as well as social security & pension as income to pay for your car payment. You can also rest assured that there will NOT be an enormous interest rate applied to your car loan payments.
What are people saying about Pick the Payment?
“I could not be happier. Everything went great and [Pick the Payment] was excellent. I came in for a car to help with my situation and got treated to a brand new car. This is more than I thought I could get and I will definitely send anybody I know back to [them]. [They] treated me with fairness and respect.”
- G. Parker of Glenwood, IL
Read more Pick the Payment Reviews
Final Score
We love what Pick the Payment offers. It’s a different way to shop for vehicles and they have a wide selection of vehicles in their inventory. They’ll work with you and your financial situation and find the perfect vehicle. This isn’t a generic dealership or loan center that wants to rip you off. These are real people helping other people find the vehicle that they love.
SCORE: 4.5 / 10
See Pick the Payment for yourself and view their Chicago vehicle inventory! If you’ve got a phone handy, you can call them directly at 800-452-1750.
